Navy Federal Notary Cost in 2026: Fees, Services, and Limits
Yes, Navy Federal Credit Union offers notary public service at many branches. According to Navy Federal's current fee schedule, Navy Federal-related documents are notarized at no charge. For documents unrelated to Navy Federal, the first two documents per week are also free, and each additional document costs $5, without exceeding the local jurisdiction's maximum fee.
That sounds simple, but availability and eligibility are not identical everywhere. California and Louisiana have special restrictions, some document types are excluded nationwide, and a notary may not always be on duty when you arrive. Checking the branch and calling ahead can save a wasted trip.
How Much Does Navy Federal Charge for Notary Services?
| Document | Published Navy Federal Fee |
|---|---|
| Navy Federal-related document | No charge |
| First two non-Navy Federal documents in a week | No charge |
| Each additional unrelated document that week | $5 per document, not exceeding the local maximum |
These are Navy Federal's published fees as of August 2026. Fees and policies can change, so confirm the current terms with Navy Federal before relying on them.
Where Is Navy Federal Notary Service Available?
Navy Federal says notary public service is generally available in its jurisdictions, with two important state exceptions:
- California: notary service is limited to Navy Federal-related documents.
- Louisiana: Navy Federal does not offer notary public service.
Many Navy Federal branch pages list "Notary Services" among their available services. Use Navy Federal's official branch locator to check the location you plan to visit, then call the branch or Member Services before traveling. The presence of the service at a branch does not guarantee that a notary will be available at every hour the branch is open.
What Documents Will Navy Federal Not Notarize?
Navy Federal's published policy says it does not notarize:
- Wills
- Advance directives
- Form I-9
- Vital records, including marriage certificates, divorce decrees, and birth certificates
A branch may also decline a document when the requested notarial act is unclear, the document is incomplete, the signer lacks acceptable identification, witnesses are required but unavailable, or state law prevents the notarization.
Do You Need to Be a Navy Federal Member?
Navy Federal's branch services are designed for its membership, which includes eligible service members, veterans, Department of Defense personnel, and qualifying family members. If you are not a member, do not assume you can use branch notary service. Contact the specific branch first and ask whether it can help with your document.
What to Bring to a Navy Federal Notary Appointment
- Your complete but unsigned document
- A current government-issued photo ID
- Your Navy Federal member or account information
- Any required witnesses who are not named in or benefiting from the document
- Any instructions supplied by the agency receiving the document
Do not sign the document before the visit unless the notary or the document's instructions specifically allow it. The notary must identify you and, depending on the notarial act, may need to witness your signature or take your acknowledgment.
How to Avoid a Wasted Trip
- Search Navy Federal's official branch locator and select a location that lists Notary Services.
- Call ahead to confirm that a commissioned notary will be available.
- Describe the document type and ask whether Navy Federal will notarize it.
- Confirm whether an appointment, witnesses, or extra identification is required.
- Ask whether the published fee applies to your number of documents.
Navy Federal Notary vs Online Notary
| Feature | Navy Federal Branch | Notary20 Online |
|---|---|---|
| Cost | Often free; $5 for additional unrelated documents after the first two per week | Flat $20 per document |
| Eligibility | Primarily for eligible Navy Federal members; policy restrictions apply | Subject to identity, document, and legal eligibility checks |
| Location | Travel to a participating branch | Remote session from home |
| Availability | Depends on branch hours and notary staffing | Useful when travel or branch scheduling is inconvenient |
| File format | Often an in-person paper workflow | Electronic notarized file |
Navy Federal is usually the better value when you qualify, have a participating branch nearby, and the branch accepts your document. An online notary may be more practical when you cannot reach a branch, need an electronic workflow, or want to avoid uncertainty about local staffing.
A $20 Online Alternative
If a Navy Federal branch is unavailable or cannot notarize your document, Notary20 offers remote online notarization for $20 per document. You can submit the document and ID, join a live online session, and receive the completed electronic file without traveling to a branch, provided the document is eligible and the recipient accepts remote notarization.
To compare typical prices, read the Online Notary Cost Guide.
Start Your Online Notarization
FAQ
Does Navy Federal offer free notary service?
Yes. Navy Federal-related documents are free. For unrelated documents, its current fee schedule says the first two per week are free; each additional document is $5, subject to the local maximum.
Does every Navy Federal branch have a notary?
Many branch pages list Notary Services, but staffing can vary. Check the official branch locator and call ahead to confirm that a notary will be available.
Does Navy Federal notarize wills?
No. Navy Federal says it does not notarize wills or advance directives. It also excludes I-9 forms and vital records.
Can Navy Federal notarize documents in California?
Only Navy Federal-related documents, according to its published policy. Unrelated documents are not included in its California service.
What if Navy Federal cannot notarize my document?
You can try another bank, a shipping store, a mobile notary, or an online notary. Confirm that the recipient accepts remote notarization before choosing an electronic option.